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Equity Indexed Universal Life Insurance

With equity indexed universal life the gains credited to the cash value portion of an insurance policy are based on stock market results rather than an interest rate. Then click here to request a free analysis that will show you how the life insurance product that has more guarantees than any other can help you reach your financial goals.

Equity Indexed Universal Life Insurance Is It Right For You

Click on the arrow to learn the 7 reasons to be wary of equity indexed universal life.

Equity indexed universal life insurance. Indexed univeral life insurance is a lot like universal life insurance however it does have a couple of wrinkles not found in traditional universal insurance policies. Representing over 80 of the most respected life and disability insurance companies our primary areas of expertise include term life insurance universal life and equity indexed universal life disability income insurance in force policy review key man life business succession planning insuring tough health issues and estate planning. Equity indexed universal life insurance pros and cons.

There are so many options. Every type offers positives and negatives and my goal is to unveil one of the newest options equity indexed universal life insurance or eiul. Universal life insurance.

Equity indexed universal life insurance if you are looking for the easiest insurance quote online then this free service is available just for you. First and foremost an eiul is a life insurance policy. What is equity indexed universal life insurance.

Term life whole life and universal life to name a few. Equity indexed universal life insurance offers a unique combination of affordable life insurance with the ability to accumulate cash values that grow with the upward movement of a stock index without the normal downside risk associated with the equities market. Equity indexed universal life insurance like all universal life insurance builds a cash value that the insured can borrow against invest with and use to cover increases in the cost of insurance.

While many life insurance policies can provide you with death benefit protection and some even provide a cash value build up indexed universal life insurance iul is unique in that it gives you market linked growth as well as protection of principal. Equity indexed universal life insurance is a type of policy which affords the policyholder the opportunity to invest the cash value in index options that follow the movement of an index such as the dow jones industrial average.

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